DISABILITY & INCOME PROTECTION
THE PLAN IS TO HAVE A PLAN
You may think that your financial life is in perfect order. You have a solid plan to reach your goals, including maxed-out retirement savings and enough life insurance to protect your family in case you die while you're still earning an income. But it's a safe bet you've left one gaping hole that could jeopardize all of your planning: the risk that you will become disabled and unable to work.
Missing a paycheck for a few years could make it difficult to pay your bills, forcing you to resort to expensive debt or to raid your retirement savings — and derailing your ability to save for your future.
Did You Know?
Many people have some disability insurance coverage through work, with premiums paid or heavily subsidized by their employer. That's a great start. But it can give you a false sense of security because the coverage would likely fall short of providing enough money to meet your needs.
With consolidation among disability insurers and more sophisticated underwriting, it's now easier for workers with certain types of jobs, including people who are self-employed, work at home or work as independent contractors, to get coverage.
LET'S MAKE THIS EASY
Tell Us a Bit About You
Tenaya Insurance Services is truly committed to offering you the best insurance you or your company needs and deserves.
Feel free to call and discuss your options today.