LONG TERM CARE
BE PROACTIVE NOT REACTIVE
Long Term Care isn’t something that our parents or grandparents really had to worry about, but it is the largest financial risk to your retirement that you can face today, as paying for a couple of years of care can obliterate what took you a lifetime to build. With advances in medicine and technology we’re living longer than ever before. Like everything else, the cost of Long Term Care services continues to rise every year, and learning the actual costs for these services can be a real shock.
Having a plan in place for how you’ll pay for these costs if you need care (and there’s a good chance you will) means that you are protecting your lifestyle, independence, and power, and that when and if you need care, it will be how and where you want it, and not dictated for you.
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Tenaya Insurance Services is truly committed to offering you the best insurance you or your company needs and deserves.
Feel free to call and discuss your options today.
Did You Know?
Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating. You can select a range of care options and benefits that allow you to get the services you need, where you need them.
The cost of your long-term care policy is based on:
How old you are when you buy the policy
The maximum amount that a policy will pay per day
The maximum number of days (years) that a policy will pay
The maximum amount per day times the number of days determines the lifetime maximum amount that the policy will pay.
Any optional benefits you choose, such as benefits that increase with inflation