Running out of money in retirement is the #1 financial fear of Americans, and it's understandable why. With advances in medicine and technology, we're living longer than ever before which means that your money has to last you that much longer. When you hear the phrase "guaranteed income for life", you might wonder what that means or how that's possible. Simply put, it means setting up a vehicle with your own money that will act as your own "pension plan", providing you inco

You may have heard of annuities for retirement income, but they can be leveraged to fulfill other financial planning goals as well, making your money work for you. Read on to hear about 3 other ways you can use an annuity. It just might surprise you how flexible annuities can be . . . USE #1 - It can be used as an alternative to life insurance This isn't an option that makes sense for every situation, but depending on your needs, goals, and whether or not you have any curre